Improve Profitability with Better Risk Data
Our Services
Pre-Issue Security Assessments
Ensure companies truly meet security requirements.
Post-Incident Audits
Confirm policy compliance and validate claims before payouts.
Ongoing Security Ratings
Continuously track client security postures for better policy adjustments.
Know the Risk. Control the Loss. Secure the Future.
Example Use Cases
False Ransomware Attack Claim
🔍 What Happened?
A company claims they suffered a ransomware attack and demand a $2M payout.
🔬 Investigation:
No evidence of encryption-based attacks in log files.
Incident response logs show an insider attempt to fabricate an attack.
Result: Claim denied, saving insurer $2M.
Non-Compliant Security Measures
🔍 What Happened?
A client suffered a business email compromise (BEC) attack and filed a $500K claim.
🔬 Investigation:
MFA was implemented but not enabled on all email accounts, despite being a policy requirement.
Attack was fully preventable if security best practices were followed.
Result: Payout reduced based on negligence.
Undetected Vulnerabilities Before Policy Issuance
🔍 What Happened?
A client experienced data theft weeks after purchasing cyber insurance.
🔬 Investigation:
Vulnerabilities were already exploited before the policy began, indicating an existing compromise.
Client did not disclose prior breaches, violating policy terms.
Result: Claim rejected, and policy reassessed.
Risky Behaviors & Practices
🔍 What Happened?
A company initially passed the Pre-Issue Security Assessment and secured a $5M cyber insurance policy. Over time, that company increased risky practices, raising their exposure.
🔬 Investigation:
Newly deployed public-facing servers had critical vulnerabilities and misconfigurations, shadow IT practices started to be more common, account credentials showing up on the Dark Web.
Result: Premium increased by 35%,
coverage reduced to $2M,
new exclusions added.